Guides
Who pays when AI work goes wrong
Plain-language guides to the contracts, warranties, insurance and penalties behind that question, built from public primary sources.
- Warranty vs guarantee vs insurance
How US law tells the three apart, and why the label matters less than how the promise works.
- AI exclusions in liability insurance
What ISO filed, what carriers have reported, and what "silent AI" means.
- State sales tax late-filing penalties
What each state charges when a sales tax return is filed or paid late, from each state’s own rules.
- Glossary
The contract and insurance terms behind who pays, in plain language.